Discover Fun And Pleasure Health Spa Hot Spring Vacation

Now is the time to discover the fun and pleasure of a health/spa and hot spring vacation. An excellent escape from the ordinary, is a Health/ Spa holiday, or a few days at a natural hot spring resort. A health/spa and natural hot spring getaway is a perfect holiday for young and old alike.

Maps, Google Maps) Description: a newly-renovated, small, but full-featured health spa with heated pool, hot tub, sauna, weight room, and dancefloor. To complete your health spa experience, sink into a deep Japanese soaking tub prepared with flower blossoms and infused with tropical fragrances. To complete your San Diego health spa experience, sink into a traditional soaking tub prepared with rose petals and infused with tropical fragrances. Therefore there has been a natural growth of bathhouses, spas and health resorts and alternatives to the sauna and lakeside spa. By 2007 the golf course will be complemented by tennis courts, indoor heated lap pool, outdoor recreational pool, gymnasium, sauna and health spa.

For those who are conscientious of health, an interesting and unique party is an at home spa party. At the in home beauty and spa party you recreate a health spa in your own home! Under Georgia law, health spas are required to include a seven-day right to cancel clause in every contract. Georgia law limits health spa contracts to no more than thirty-six (36) months. Health farm breaks and holiday spas and vacations, plus spa weekends and short breaks. If you are considering joining a health spa in order to get into shape, you should take into consideration a number of factors.

Joining a health spa, fitness center, gym or sports club can be a great way to improve your physical condition. An ever-changing lunch menu at the health spa resort features tantalizing delights, from healthy pizzas, sandwiches and even burgers. Breakfast, lunch and dinner feature healthful spa cuisine served in the sunny Fleur-de-lis. All the health spas include the use of all facilities and an excellent buffet lunch. Other health spas focus on outdoor recreational sports such as tennis, golf and swimming.

Disability Insurance – Why Young And Healthy People Need It

Unfortunately accidents happen. Some of these may unfortunately put you in the hospital for weeks, followed by months of rehabilitation. Or you are not able to work or leave the hospital because of a permanent injury.

Health insurance might pay for your medical expenses, but you need something like disability insurance to make your mortgage payments and pay your household expenses?

Disability Insurance Is The Answer

For most of us the answer is disability insurance, which provides income when an illness or injury makes it impossible to earn a living. Disability insurance is the policy to have, whatever your age, to continue the income you need.

What Does Disability Insurance Do For Me?

While employers often provide short term disability, few companies offer long term disability insurance unless there is a union contract. If you don’t recover, or have your own disability insurance contract, you will have to use your savings to survive.

Accordingly, it is in your best interests to protect your income and earnings with a personal disability insurance policy.

How Much Disability Insurance Do You Need?

No insurance company will insure you for your full income as generally the payments are not taxable. Another consideration is: if you have group disability insurance from your employer, there may be a cap on how much you can get.

Some Additional Disability Insurance Benefits:
Escalator Rider – an benefit that annually increases the amount of your income .
Return-To-Work-Provision – a benefit of your disability insurance policy that pays you a portion of your disability income if you can work part time.

There are numerous other disability insurance riders which can be added, but which increase the overall cost of the insurance policy. Employer group disability insurance policies are not portable, which is the best, most simple reason to own personal disability insurance.

Discount Health Benefits Plans: A Sensible Alternative To Traditional Insurance Plans

A recent poll revealed that over 70% of Americans are either uninsured or underinsured. Surprisingly, the majority are from middle class households. Many of who are not offered health benefits by their employer or whom can’t afford the high-priced insurance premiums being offered.

In some states, there is an epidemic of children whose teeth are slowly rottening due to the lack of proper dental care. To help bring relief to this growing crisis, discount health care benefits providers have emerged. These companies do not provide health insurance, but they give an alternative that allows consumers to receive discounted fees per service. Unlike traditional insurance plans, these companies often have little or no exclusions, such as pre-existing conditions. Another plus is that consumers with immediate health care needs, can usually be seen by a doctor without having to wait for their coverage to “kick in”.

A potential drawback to discount health benefits plan is that consumers will pay for services upfront or at the time of service; unless other arrangements are made with that individual provider. This, in contrary to paying a co-pay or deductible at the time of service. Consumers with flexible spending accounts or medical savings accounts will be able to take advantage of this circumstance.

In some situations, depending on your health care provider’s policies, consumers have been able to use both the discount health plan alongside their insurance for even deeper savings. For example, you go into the dentist office for an extraction. The bill is $300. You hand your discount card to the insurance department, she gives you the discount, which normally ranges from 50 – 80%. This cuts your bill by up to $240! Leaving you with $60 left to pay. You pay the $60. Then file a claim with your insurance company for the $60. Let’s say your insurance company pays 80% of your bill. They will refund you $48 (80%), leaving you with a net bill of only $12, for what would have cost $300 normal price, or $60 with your insurance alone.

While some consumers are struggling with the high and growing price of insurance, others are discovering the savings of discount health benefits plans. By the year 2010, it is predicted that consumer driven health care, will be the future, leaving traditional insurance plans, to be a thing of the past.

Discover A Cool Way To Eat Healthy

It’s hot. You’re at the pool. You crave something light and refreshing but don’t want to spend too much time in the kitchen. Why not mix things up with frozen fruit?

There’s no better time than summer to find a cool way to eat healthy. Ideal for smoothies, salsas or everyday snacking, frozen fruit has the added benefit of being just as nutritious as fresh fruit. It’s a terrific way to enhance your summer menu, with 100 percent natural frozen fruit.

“The beauty of frozen fruit is that it has nutrition benefits equal to fresh fruit plus the added value of being easy to use. You only prepare what’s needed and store the rest,” said Wild Blueberry Association nutrition expert Susan Davis, MS, RD.

According to Davis, the Food and Drug Administration considers frozen fruits nutritionally comparable to fresh, allowing frozen produce to be labeled as healthy.

Easy to prepare and serve, frozen fruit is washed and ready to eat. The picking, cleaning, dicing and chopping have already been done. Eating healthy doesn’t have to break the bank either. Ounce for ounce, frozen fruit offers tremendous value compared to fresh.

Try this delicious, colorful Mango Salsa for a savory-sweet twist on summer grilling:

Mango Salsa

Prep Time: 15 minutes

Chill Time: 30 minutes

Makes 23/4 cups

2 cups Dole® Fresh Frozen Mango Chunks, partially thawed

1/2 cup finely chopped Dole Red Bell Pepper

1/4 cup finely chopped Dole Green Bell Pepper

1 tablespoon chopped Dole Green Onion

2 teaspoons chopped fresh cilantro or parsley

2 teaspoons chopped jalapeño chiles

1 teaspoon grated lime peel

Combine mango chunks, bell peppers, onion, cilantro, chiles and lime peel in small bowl. Serve salsa at room temperature or slightly chilled. Serve over grilled chicken breasts or fish fillets. This delicious and colorful mango salsa can also be served as a dip with tortilla chips, spooned over quesadillas or tacos.

Nutrition Information Per Serving: 31 calories; 0g fat (0g sat.); 0mg cholesterol; 2mg sodium; 8g carbohydrate (1g dietary fiber, 7g sugars); 0g protein; 13% Vit A; 56% Vit C; 1% calcium; 1% iron; 3% potassium; 2% folate.

Refreshing Summer Treats

Hold on the ice and enjoy the juicy, sweet, refreshing fruits of summer!

Tropical Breeze: Get out the blender and combine low-fat vanilla frozen yogurt, Dole Fresh Frozen Tropical Gold™ Pineapple and Dole 100% fruit juice. Pour into a dessert dish for a pineapple soft serve.

Fruity Finale: Add Dole Fresh Frozen Fruit as a topping for frozen yogurt, sherbet or light ice cream.

Different Types of Health Insurance Explained

Health is the biggest and most crucial asset of every living being. An unhealthy animal and individual can never truly experience any joy. It is the wealth of health that provides the requisite potential to topple over all odds and to move ahead with life. So such an essential part of a person’s life demands extra care and concern. An ideal way to secure an individual’s prized possession for him and for those who love him is a health insurance policy.

A health insurance policy is meant to financially assist a person in case there occurs a setback to his health. For instance he is afflicted by some grave disease, meets an accident, becomes handicapped etc. In order to provide complete service and for the all round development of the individual the health care system of America offers ample of options or different types of health insurance for its citizens. Some of these are explained below:

• Preferred Provider Organization or PPO is a discount form of health insurance policy. PPO has a complete network of health care providers from hospitals to doctors. If an individual has taken PPO policy and takes treatment from any of these assigned providers, the PPO covers his complete medical treatment. While if the person takes recourse to some other doctor or institution, he gets served at a reduced rate. PPO’s thus facilitate medical services at abridged rates.

• One immensely cheap form of health insurance is the catastrophic health insurance. This sort of policy is basically meant for the people who have the financial means to manage regular illnesses and hospitalizations. The deductibles i.e. the sum of money an individual for these policies are quite large for this policy. At times there are caps on the amount the policy will pay in case of illness.

• A Short term health insurance policy is akin to a life insurance policy in the sense that both can be adopted for a specific tenure. This policy covers catastrophic to comprehensive cases and excludes the situation of pregnancy and childbirth. Quite often it is hard to qualify for these policies as there are strict conditions or qualifying procedures. Moreover these policies may not cover any pre-existing medical conditions.

• HMOs or the Health Maintenance Organizations also offer health insurane t significantly lower premiums. But the disadvantage is that they confine the sources a person may seek in non-exigency situations. HMOs do not cover the precautionary measures such as immunization, mammograms and physicals. There are quite a few issues associated with the HMOs. For instance it is believed that doctors receive financial perks for deducting the cost of medical services to patients. One way to do this is to pay monthly fee to the doctor for each patient despite of delving in to the issues of what treatment the latter one needs.

• There are also full-service health insurances. The lucrative feature of these policies is that they cover all sort of illnesses, cover any medical treatment the patient takes regardless of the institution or doctor and the deductibles are at the discretion of the policyholder. He may pay a high or a low one.

• Medicare or Medicaid insurances are meant for the retired or the low-income individuals.