Discount Health Benefits Plans: A Sensible Alternative To Traditional Insurance Plans

A recent poll revealed that over 70% of Americans are either uninsured or underinsured. Surprisingly, the majority are from middle class households. Many of who are not offered health benefits by their employer or whom can’t afford the high-priced insurance premiums being offered.

In some states, there is an epidemic of children whose teeth are slowly rottening due to the lack of proper dental care. To help bring relief to this growing crisis, discount health care benefits providers have emerged. These companies do not provide health insurance, but they give an alternative that allows consumers to receive discounted fees per service. Unlike traditional insurance plans, these companies often have little or no exclusions, such as pre-existing conditions. Another plus is that consumers with immediate health care needs, can usually be seen by a doctor without having to wait for their coverage to “kick in”.

A potential drawback to discount health benefits plan is that consumers will pay for services upfront or at the time of service; unless other arrangements are made with that individual provider. This, in contrary to paying a co-pay or deductible at the time of service. Consumers with flexible spending accounts or medical savings accounts will be able to take advantage of this circumstance.

In some situations, depending on your health care provider’s policies, consumers have been able to use both the discount health plan alongside their insurance for even deeper savings. For example, you go into the dentist office for an extraction. The bill is $300. You hand your discount card to the insurance department, she gives you the discount, which normally ranges from 50 – 80%. This cuts your bill by up to $240! Leaving you with $60 left to pay. You pay the $60. Then file a claim with your insurance company for the $60. Let’s say your insurance company pays 80% of your bill. They will refund you $48 (80%), leaving you with a net bill of only $12, for what would have cost $300 normal price, or $60 with your insurance alone.

While some consumers are struggling with the high and growing price of insurance, others are discovering the savings of discount health benefits plans. By the year 2010, it is predicted that consumer driven health care, will be the future, leaving traditional insurance plans, to be a thing of the past.

Discover A Cool Way To Eat Healthy

It’s hot. You’re at the pool. You crave something light and refreshing but don’t want to spend too much time in the kitchen. Why not mix things up with frozen fruit?

There’s no better time than summer to find a cool way to eat healthy. Ideal for smoothies, salsas or everyday snacking, frozen fruit has the added benefit of being just as nutritious as fresh fruit. It’s a terrific way to enhance your summer menu, with 100 percent natural frozen fruit.

“The beauty of frozen fruit is that it has nutrition benefits equal to fresh fruit plus the added value of being easy to use. You only prepare what’s needed and store the rest,” said Wild Blueberry Association nutrition expert Susan Davis, MS, RD.

According to Davis, the Food and Drug Administration considers frozen fruits nutritionally comparable to fresh, allowing frozen produce to be labeled as healthy.

Easy to prepare and serve, frozen fruit is washed and ready to eat. The picking, cleaning, dicing and chopping have already been done. Eating healthy doesn’t have to break the bank either. Ounce for ounce, frozen fruit offers tremendous value compared to fresh.

Try this delicious, colorful Mango Salsa for a savory-sweet twist on summer grilling:

Mango Salsa

Prep Time: 15 minutes

Chill Time: 30 minutes

Makes 23/4 cups

2 cups Dole® Fresh Frozen Mango Chunks, partially thawed

1/2 cup finely chopped Dole Red Bell Pepper

1/4 cup finely chopped Dole Green Bell Pepper

1 tablespoon chopped Dole Green Onion

2 teaspoons chopped fresh cilantro or parsley

2 teaspoons chopped jalapeño chiles

1 teaspoon grated lime peel

Combine mango chunks, bell peppers, onion, cilantro, chiles and lime peel in small bowl. Serve salsa at room temperature or slightly chilled. Serve over grilled chicken breasts or fish fillets. This delicious and colorful mango salsa can also be served as a dip with tortilla chips, spooned over quesadillas or tacos.

Nutrition Information Per Serving: 31 calories; 0g fat (0g sat.); 0mg cholesterol; 2mg sodium; 8g carbohydrate (1g dietary fiber, 7g sugars); 0g protein; 13% Vit A; 56% Vit C; 1% calcium; 1% iron; 3% potassium; 2% folate.

Refreshing Summer Treats

Hold on the ice and enjoy the juicy, sweet, refreshing fruits of summer!

Tropical Breeze: Get out the blender and combine low-fat vanilla frozen yogurt, Dole Fresh Frozen Tropical Gold™ Pineapple and Dole 100% fruit juice. Pour into a dessert dish for a pineapple soft serve.

Fruity Finale: Add Dole Fresh Frozen Fruit as a topping for frozen yogurt, sherbet or light ice cream.

Different Types of Health Insurance Explained

Health is the biggest and most crucial asset of every living being. An unhealthy animal and individual can never truly experience any joy. It is the wealth of health that provides the requisite potential to topple over all odds and to move ahead with life. So such an essential part of a person’s life demands extra care and concern. An ideal way to secure an individual’s prized possession for him and for those who love him is a health insurance policy.

A health insurance policy is meant to financially assist a person in case there occurs a setback to his health. For instance he is afflicted by some grave disease, meets an accident, becomes handicapped etc. In order to provide complete service and for the all round development of the individual the health care system of America offers ample of options or different types of health insurance for its citizens. Some of these are explained below:

• Preferred Provider Organization or PPO is a discount form of health insurance policy. PPO has a complete network of health care providers from hospitals to doctors. If an individual has taken PPO policy and takes treatment from any of these assigned providers, the PPO covers his complete medical treatment. While if the person takes recourse to some other doctor or institution, he gets served at a reduced rate. PPO’s thus facilitate medical services at abridged rates.

• One immensely cheap form of health insurance is the catastrophic health insurance. This sort of policy is basically meant for the people who have the financial means to manage regular illnesses and hospitalizations. The deductibles i.e. the sum of money an individual for these policies are quite large for this policy. At times there are caps on the amount the policy will pay in case of illness.

• A Short term health insurance policy is akin to a life insurance policy in the sense that both can be adopted for a specific tenure. This policy covers catastrophic to comprehensive cases and excludes the situation of pregnancy and childbirth. Quite often it is hard to qualify for these policies as there are strict conditions or qualifying procedures. Moreover these policies may not cover any pre-existing medical conditions.

• HMOs or the Health Maintenance Organizations also offer health insurane t significantly lower premiums. But the disadvantage is that they confine the sources a person may seek in non-exigency situations. HMOs do not cover the precautionary measures such as immunization, mammograms and physicals. There are quite a few issues associated with the HMOs. For instance it is believed that doctors receive financial perks for deducting the cost of medical services to patients. One way to do this is to pay monthly fee to the doctor for each patient despite of delving in to the issues of what treatment the latter one needs.

• There are also full-service health insurances. The lucrative feature of these policies is that they cover all sort of illnesses, cover any medical treatment the patient takes regardless of the institution or doctor and the deductibles are at the discretion of the policyholder. He may pay a high or a low one.

• Medicare or Medicaid insurances are meant for the retired or the low-income individuals.

What Do You Know About Resources

Once in a while, the acid in the stomach leaks to the esophagus, a condition referred to as acid reflux. Whenever the lower esophageal sphincter is damaged, chances of acid reflux are very high. The valve that protects food content from getting back into the esophagus is the lower esophageal sphincter. It is also worth noting that, a loose lower esophageal sphincter causes of acids back into the stomach. It is common for a person with acid reflux to experience heartburns, stomach burns and chest burns on occasion of eating some full meals or even some specific meals in general. It is common for a person with acid influx to experience hiccups, a burning sensation, dry cough and swallowing difficulties as well as hiccups whenever he or she consumes some specific types of foods.

In order to experience less acid back, there are some things one must take note of. One should first and foremost figure out the time of the day he or she eats, the food he or she eats as well as the repercussions of eating the meal in question. Among the common triggers of acid reflux include eating of high fat foods. Acid influx is also facilitated by uptake of fatty and fried foods that make the lower esophageal sphincter to relax making the acid in the stomach to flow into the esophagus. Fried and fatty foods are also known for their tendencies of delaying stomach emptying.

Among the foods one should us sparingly include onion ring and French fries. regular cheese, butter, whole milk, sour cream among other full fat dairy products should be avoided as a way of reducing acid reflux. Among other food stuff one should investigate as causers of acid reflux include beef, bacon fat, ham fat, lard among other fried and fatty cuts. Potato chips, ice creams and other high fat desserts should be avoided by individuals who experiences signs of acid influx.

The other category of foods that demand elimination from ones menu include citrus fruits and tomatoes. One should take minimal or eliminate intake of grape fruits, limes, lemons, oranges, tomatoes, tomato sauce, and salsa among other high acid fruits. One should however not eliminate all the fruits from his or her diet as fruits are an essential component of their meals. Chocolate may also become an enemy for individuals who want no acid backflow past the lower esophageal sphincter. Chocolate contains a component called methyl xanthine commonly known to relax the smooth muscle of the lower esophageal sphincter and hence increases acid reflux.

Tangy and spicy foods may also be an enemy to individuals who experience acid reflux. Acid reflux can be reduced by selectively getting rid of foods that causes it by first having a diary one notes the foods he or she takes and the effects of the foods in question.

4 Lessons Learned: Pregnancies

A Safe Acid Reflux Diet

Once in a while, the acid in the stomach leaks to the esophagus, a condition referred to as acid reflux. Whenever the lower esophageal sphincter is damaged, chances of acid reflux are very high. The valve that protects food content from getting back into the esophagus is the lower esophageal sphincter. It is also worth noting that, a loose lower esophageal sphincter causes of acids back into the stomach. It is common for a person with acid reflux to experience heartburns, stomach burns and chest burns on occasion of eating some full meals or even some specific meals in general. It is common for a person with acid influx to experience hiccups, a burning sensation, dry cough and swallowing difficulties as well as hiccups whenever he or she consumes some specific types of foods.

In order to experience less acid back, there are some things one must take note of. One should first and foremost figure out the time of the day he or she eats, the food he or she eats as well as the repercussions of eating the meal in question. Among the common triggers of acid reflux include eating of high fat foods. Acid influx is also facilitated by uptake of fatty and fried foods that make the lower esophageal sphincter to relax making the acid in the stomach to flow into the esophagus. Fried and fatty foods are also known for their tendencies of delaying stomach emptying.

Among the foods one should us sparingly include onion ring and French fries. regular cheese, butter, whole milk, sour cream among other full fat dairy products should be avoided as a way of reducing acid reflux. Among other food stuff one should investigate as causers of acid reflux include beef, bacon fat, ham fat, lard among other fried and fatty cuts. Potato chips, ice creams and other high fat desserts should be avoided by individuals who experiences signs of acid influx.

The other category of foods that demand elimination from ones menu include citrus fruits and tomatoes. One should take minimal or eliminate intake of grape fruits, limes, lemons, oranges, tomatoes, tomato sauce, and salsa among other high acid fruits. One should however not eliminate all the fruits from his or her diet as fruits are an essential component of their meals. Chocolate may also become an enemy for individuals who want no acid backflow past the lower esophageal sphincter. Chocolate contains a component called methyl xanthine commonly known to relax the smooth muscle of the lower esophageal sphincter and hence increases acid reflux.

Tangy and spicy foods may also be an enemy to individuals who experience acid reflux. Acid reflux can be reduced by selectively getting rid of foods that causes it by first having a diary one notes the foods he or she takes and the effects of the foods in question.

5 Takeaways That I Learned About Health

Choosing the Best Dental Service in Sterling, Virginia

A good smile is definitely thought to possess a good impression of a person over others. Adversely uneven and spotted teeth give the perception of a quite poorly maintained and bad impact of someone. Dentists are experts, dedicated to offering excellent services for all you dental and oral desires. It’s a wrong impression that folks who are struggling with dental issues require dental support; relatively actually those who have had bright white teeth in the very beginning demand visiting with dentists often for your cleansing and study of their teeth.

Not every person has bright, gleaming teeth but you’re able to get the services of these professionals in your town and realize a brighter smile through often visiting with an area dentist. There are no defects that are dental nowadays that a specialist dentist cannot fix; the need is to visit with them regularly. Dental services can be found quickly nowadays, and you will walk in any clinic in your area for pro remedies and services for almost any problem of yours.

When you initially visit a dentist, you will be reviewed and diagnosed by skilled dentists and in case you are observed with any challenge, an ideal dental care plan is designed based on age your health conditions and the present situation of the teeth. Expert dentists are often very expensive all over the place although through obtaining the best dental plan or insurance; some leverage can be achieved in the area.

You could actually come across more affordable dental treatments in the area, but be sure the dentist you are coping with is experienced while offering quality solutions in every area. Dental insurances are obtained with the objective to address associated charges. These insurances usually come under dental services. These insurances are expected not just to cover the general well-being of your teeth but also any tooth treatment that you might need. You will find nonetheless some limitations to dental insurance coverage.

Normally no current problems you may have are paid for by dental insurances, because it only includes any sudden event. Additionally cosmetic dental services are not included in the dental insurance thus it will not pay for any braces, so you’re not able to repair your teeth. All orthodontic related dental treatments are omitted from general insurance, and these services are required to be ordered individually.

There’s no arguing about the professional skills and services that are supplied by dentists and you may easily locate one in Sterling Virginia that could provide the best rates to oral needs and your entire dental. You could even stumble upon a dental clinic which will properly combine with your dental insurance specifications and make your treatment a financial happiness for you.

Figuring Out Treatments

Understanding the Tips to Effectively Combat Hair Loss for Women People as we are, having problems with our health is a number one problem that we have today and when it comes to hair health, there really are a ton of things that people could do today to ensure and have a healthy growing hair. Should you be among the people who are looking forward to have such problem cured, then the items that we will be talking about should help revolutionize your problem and aid you instead. One of the main things that people can choose to consider is to take supplements, there are now a ton of supplements that people can choose to take in for them to combat hair loss and for such regard, taking biotin supplements will most likely be an ideal choice to take. Specifically speaking, biotin has been a great when it comes to doing its purpose. Aside from the main purpose of which, studies have also concluded that biotin also is capable of aiding and improving one’s health in general as well. Another thing that you should also consider checking is the level of your hormones. Once you have everything checked accordingly, then it will most likely be easier for you to then keep track and notice what went wrong. While thinning is a popular term for such, miniaturization also is found to be used for the purpose of referring to the level of decrease a person has with their hair. To sum up, these are just some because there also are a ton of which that we could have included in the list. If you are going to look into the specifics, chances are high that you will also get to see that there are various factors that you could also link to such hair growth problem. Examples of which include emotion, medications taken, cancer, birth control, pregnancy, and the list goes on, reason why having your hormone levels checked ahead will be ideal.
A Simple Plan For Investigating Products
Keep in mind that the style of your hair also plays a huge factor overall, which is why you should try changing it as well. In case you have tried a number of styles and nothing works, then might as well have it checked with licensed professional in the industry of hair loss.
A Simple Plan For Researching Products
Another thing that contributes to such hair growth problem can be traced down to the level of stress a person is experiencing in their lives, reason why you should check and ensure that you consider such as well. Make sure though that if you do consider professionals to help you along, might as well make the right preparations to help you along in securing a great find or you could choose to invest on products that aid hair loss for women and men.

On Reviews: My Rationale Explained

Basic Facts on Anabolic Steroids

The anabolic steroids is a synthetic version of the natural sex hormone that is produced by the body which is called the testosterone. The anabolic steroids has been very attractive to the body builders and athletes due to the fact that this drug has the ability to increase the muscle strength and and size. Additionally, the anabolic steroids can also increase the level of competitiveness and aggressiveness which which is something very useful for the athletes and body builders.

Among others, the anabolic steroids are being prescribed by physicians to the patients that are in need of increasing their appetite, promote the stimulation of bone growth, and to decrease the effect of muscle wasting brought about by chronic diseases. This type of drug is available to be taken orally, as injectable and a skin patch. What the anabolic steroids do is change the strength and mass of the muscle. Protein is the building blocks of the muscle which is being given a boost in the productions by the anabolic steroids.

Taken as an oral tablet or via injection, the anabolic steroids travels to the various cells. This will activate the hormone receptor in order to create a messenger called RNA which will signal the DNA to build more proteins. These are the proteins that will be traveling to the entire body in order to create growth responses. Even though the primary tasks of the steroids is to formulate anabolism, there are still many side effects that you must know about. A lot of people have been second guessing this drug whether they work or not since there is really no need to take them due to the many side effects.

Many news has been published stating that the anabolic steroids is dangerous and can cause heart failure to our children. Nonetheless, this is merely an opinion of the writer of the article who has most probably got the resources in order to make the article look more attractive to the people to gain more readers.

There has been no issue in the past about anabolic steroids until the late 80’s when there was a news that circulated about a person using anabolic steroids to cheat so that he will break the world record. However, there are many benefits that people can gain from taking anabolic steroids and we must be educated enough to realize that these news are not very truthful.

The message for all the people who wants to take the anabolic steroid is to think well before you believe any news and be sure to have a prescription from the doctor in order to have the right amount of intake to function well.

Short Course on Resources – Getting to Square 1

A Quick Guide to Fibromyalgia Fibromyalgia is condition where the muscle tissues and the tendons suffer acute pains. This disease is associated with many other symptoms that are present in both women and men. This kind of condition is mostly accompanied by a heightened sensation of pain and most of the sufferers are women. On the counted cases of the people suffering from fibromyalgia about 20% of them are male. Fibromyalgia is not only associated by musculoskeletal pains and sleep disturbances, it also includes soft tissue tenderness. Besides affecting the pelvic girdle, fibromyalgia also strikes the back, shoulder and neck. Having this as a physical problem, giving the proper remedy can ensure relief in no time. One effective way of treating the pain accompanied by fibromyalgia is through the use of herbal remedies. These herbal treatments not only ensures relief from fatigue but also normalizes the ability of the person to do daily activities without worries. The Causes of Fibromyalgia: 1. Stress is considered as an intensifying factor for fibromyalgia. 2. Currently, scientists and doctors alike are uncertain of the exact causes of fibromyalgia but it has been suspected that the genetic predilection of people are players in causing the condition. 3. Various types of neurotransmitters are responsible for regulating the pain sensations of the people and it has been speculated that fibromyalgia may be in relation with the irregularities in the levels of the neurotransmitters present in the synapse. 4. There are also other causes of fibromyalgia such as depression, lack of sleep, shifts in weather conditions and hormonal fluctuations.
What Research About Options Can Teach You
The Symptoms Leading to Fibromyalgia: Listed here are the most common indications of fibromyalgia.
What Research About Options Can Teach You
1. You are experiencing fatigue, sleep disturbances and pain all over your body. 2. In the morning you suffer from stiffness, weakness and cramps. 3. You have a burning and itching sensation in your skin while having problems with your balance. 4. You will also experience horrible headaches and migraines while suffering digestive system disorders. The Symptoms of Fibromyalgia when Happening to Women: 1. The women who are suffering from fibromyalgia have trouble with the pain experienced by their muscles, aching and burning sensations scattered across the body. 2. Besides having an inexplicable pain the jaw, the head and face also suffers the same. 3. The usual spots of pain are in the front sides of the neck, followed by the shoulder blades and the back of the head, as well as the upper chest area. 4. When caught with fibromyalgia in your body system, falling asleep can be very difficult just like staying asleep. 5. When suffering from fibromyalgia problems in relation to memory are inescapable. 6. Other symptoms that are related to fibromyalgia are annoying bowel syndrome, chronic headaches, migraines and palpitations and morning stiff as mentioned above. The Findings and Treatment of Fibromyalgia 1. To be really diagnosed with fibromyalgia in the system, females must have at the least three months of distributed pain all across the body in areas including chest, arms, neck, shoulders, lower back, buttocks, knees and thighs. 2. Blood and urine tests are often arranged to secure that the other conditions with similar symptoms are ruled out. 3. The main goal of the fibromyalgia treatment is to assure relief from pain and some other symptoms linked with the disease. 4. The fibromyalgia treatment would likely cover exercise such as yoga, physical therapy and stress-relief methods that are applicable in a day to day basis. 5. The main objective of the medication is to decrease the pain felt by the patient, improve their sleeping habits and offer relief from the disease itself. 6. Cognitive-behavioral therapy not only is a significant fibromyalgia treatment because of the positive feed backs it places on the patients’ subconscious but also makes them see enjoyable activities and more. 7. Other recommendations given include avoiding caffeine, eating a well-balance diet and better sleeping areas, etc. Herbal remedies are proven to be very effective and beneficial for the treatment of fibromyalgia. Herbal supplements have provided comfort to people suffering from fibromyalgia by alleviating their anxieties, pain and most especially stress. Fibromyalgia clearly affects both the mind, body and emotions. So, it is of utmost importance that people know and understand what fibromyalgia is.

Finding Parallels Between Gear and Life

Why You Should Wear Compression Clothing When Doing Rigorous Exercise?

The number of fitness enthusiasts and athletes who are using compression clothing like elastic vests, shorts and tights for better fit, style, prevention of injury and improved performance are increasing. Several studies have proved the efficacy of these clothing help restoring the original metabolic balance of athletes after rigorous training.

Different people use compression clothing for different purposes like for instance, an athlete may use it to avoid injuries while others prefer this for its fit or style. There are also clinical studies that have proved the efficacy of compression clothing in combating venous thrombosis. Compression wear has achieved this by directing more blood to lower parts of the body.

There are several benefits that can be enjoyed when wearing compression clothes and these include:

Number 1. Performance enhancement – there are a number of studies that have indicated the role of compression in improving athletic performance. This has become possible by preventing the onset of muscle fatigues. Not only that, studies indicated the effectiveness of compression wear to improve the performance of sprinters. This actually is facilitated via quick changes of hip angle leading to more frequent strides. The firm support that these types of clothing provide has what helped the athletes to perform better and more efficiently.

Number 2. Quicker recovery – various researches have proven the effectiveness of wearing compression clothes in terms of facilitating prevention and recovery of athletes from injuries. As for women who are wearing these clothing, they’re less vulnerable to develop swelling than those who do not. And even during exercises, athletes who wear these clothing aren’t affected that much by humidity.

Number 3. Blood lactate – experts have also speculated that the increased amount of venous return is as a result of wearing compression clothing that then helps with the fast removal of blood lactating from exercising the muscles.

Number 4. Climate control – these clothing is able to help in maintaining optimal body temperature that keeps the muscles ready for forthcoming activities whether you believe it or not. Moreover, when wearing this, it is creating free air circulation and thus, keeping the body dry. Majority of these clothing is able to maintain optimal temperature of the body both in winter and summer seasons.

There are many studies suggesting the relationship between natural biological mechanisms and clothing. We know that by doing rigorous training is requiring us to exert strain on athletes and each of them takes different timeframe to be able to recover from injuries and fatigues. Athletes who are using compression wear could regain original metabolic balance a lot faster for them to feel normal within minutes of doing the workout.